About us

Louisiana WC specialists with 20 years of expertise.

Work Comp Louisiana is the Louisiana-focused workers' compensation division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a class code error or a payroll audit surprise shows up in an unexpected bill.

Louisiana licensed insurance professionals assisting a contractor client
  • Licensed in all 50 states
  • Louisiana WC specialists since 2005
  • LWCC-compliant class coding
  • Same-day COI turnaround
  • 2-hour claims response
  • A.M. Best A+ carrier partners
Our story

From the jobsite to the agency.

Josh Cotner ran jobs, read contracts, and managed crews before founding CCA in 2005. That background is why we understand what's at stake when a Louisiana workers' comp audit hits and the class codes don't match the actual work.

2005

Contractors Choice Agency founded

Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.

10 yrs

Louisiana WC specialization

After placing programs for contractors and small businesses across the Gulf South, CCA develops deep Louisiana WC expertise across all 64 parishes.

Today

Dedicated Louisiana WC division

Work Comp Louisiana focuses CCA's expertise on Louisiana employers — where LWCC class codes, storm-surge payroll, and audit defense require local knowledge.

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Louisiana businesses insured

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Years insuring Louisiana employers

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Average quote turnaround

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Louisiana parishes we serve

What we stand for

Four things we won't compromise on.

Louisiana-first, always

We specialize in the Louisiana WC market — LWCC, private carriers, and the state's unique claims system. Not a one-size-fits-all national program.

Coverage that closes the gaps

Class code miscoding, subcontractor payroll exposure, and audit surprises — we address the risks other agencies miss.

Same-day certificates

You need a COI today — not next week. We deliver certificates the day you call, every time.

Audit defense included

Year-end payroll audits are our specialty. We review, respond, and advocate to keep your adjustments fair.

Ready for Louisiana-compliant workers' comp?

Get a competitive quote in 15 minutes. Same-day certificates available.